About Sean & Charlotta Valentine
CEO & President | Insurance Advisors | Retirement & Benefits Specialist

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Sean Valentine

Sean began his career in insurance and financial services in July 2007, bringing with him a wealth of experience and a deep sense of dedication to serving others. Prior to his work in the industry, Sean proudly served in the United States Army as a Military Police Officer, where he developed a strong foundation of discipline, leadership, and commitment to others. Following his military service, he transitioned into a rewarding 10+ year career as a Police Officer, further deepening his passion for helping and protecting his community.

Today, Sean channels that same drive and sense of duty into his work in the insurance and financial services sector, where he serves his clients with integrity and a focus on long-term financial security. With licenses in more than 25 states, he has built a reputation for offering trusted advice and personalized solutions to individuals and families nationwide. Whether guiding clients through complex financial decisions or helping them secure the right insurance coverage, Sean is dedicated to providing peace of mind and financial protection.



calendly.com/sean-valentine
svalentine@medicare101usa.com
csvfinancial@gmail.com
(800) 674-9652 Ext. 1
(941) 398-1099
(302) 668-6637

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Charlotta Valentine

Charlotta began her career in Financial Services in January 2001 as a Mutual Fund Administrator at Wilmington Trust, quickly gaining expertise in the financial sector. In 2018, Charlotta co-founded CSV Financial Inc., where she now serves as the Compliance Director. Her extensive knowledge spans a range of financial products, including Medicare, Life Insurance, Long-Term Care, Disability Insurance, and Annuities, with a special focus on managing under-65 Affordable Care Act (ACA) plans.

With a strong foundation in business, Charlotta holds a Bachelor’s Degree in Business Administration. Her unique perspective, grounded in years of experience and compliance expertise, makes her an invaluable asset to the CSV Financial team and to the clients she serves.

Originally from Sweden, Charlotta brings a global mindset to her work and is deeply committed to ensuring that clients navigate their financial options with clarity, confidence, and the utmost care.

(800) 674-9652 Ext. 2
(941) 398-1099
(302) 897-6336
cvalentine@medicare101usa.com

 

More About Sean and Charlotta Valentine

Sean and Charlotta Valentine are the husband-and-wife team behind CSV Financial, bringing together over 37 years of combined experience in insurance, retirement income planning, and financial services. Their shared mission is rooted in service, integrity, and a personal commitment to each client’s success.

 

For Sean, the philosophy is simple yet powerful: “I’ve served my country. I serve my community. Now, I serve my clients.” With over 17 years in the industry, he specializes in retirement income planning, Medicare, Medicare Advantage, and Medicare Supplement plans. Known for his meticulous attention to detail and client-first approach, Sean ensures that no two plans are ever the same—each is custom-built around a client’s unique goals, needs, and circumstances.

 

Before beginning his financial services career in 2007, Sean spent 10 years in the U.S. Army as a Military Police Officer, serving both on active duty and in the reserves. He later served another decade as a police officer in Virginia, earning two Certificates of Achievement for saving his partner’s life and a Bronze Star recommendation from the City of Harrisonburg Police Department. Today, while pursuing his master’s degree in Financial Planning, Sean continues to bring the same dedication and discipline to helping clients secure their financial futures.

 

Charlotta’s career in financial services began in 2000 with PFPC, followed by leadership roles at Wilmington Trust and BNY Mellon, where she specialized in investment oversight and regulatory services for mutual funds. In 2018, she co-founded CSV Financial with Sean, combining her 20+ years of industry expertise with a passion for clear communication, reliability, and personalized client care. As a Benefits Specialist, she works closely with individuals and businesses to provide tailored guidance and exceptional support, making her a trusted resource for long-term financial success.

 

Outside the office, Sean and Charlotta share a love of travel, the beach, and time with family and friends. Whether walking the dog, cruising the neighborhood in a golf cart, or exploring new destinations, they bring the same sense of connection, discovery, and dedication to their work that they do to their lives together.